This is not financial advice, but these are things we wish we knew before we bought our house, and we hope they're helpful to you as well!
This is Part 2, where we read some of the comments and direct messages which we found very helpful and gave us different options to consider.
Things we wish we knew: Before buying our house (Part 1)
https://www.youtube.com/watch?v=72OVIPX47Us
It's good to do your own research and come to your own decisions too.
You can check out the CPF website as there are a lot of helpful information there too.
It's just that previously Sean and I were very clueless so we only learned some things AFTER we bought our home haha!
To check how much CPF you need to return to your CPF Ordinary Account – and Special Account/Retirement Account and Medisave Account, if applicable – you can log in to the CPF website with your SingPass and click on My Statement - Section C: Property - My Public or Private Housing Withdrawal Details.
Other links you can read up:
Bank Loan vs HDB Loan:
https://www.singsaver.com.sg/blog/hdb-loan-vs-bank-loan
CPF interest rates:
https://www.cpf.gov.sg/Members/AboutUs/about-us-info/cpf-interest-rates
Lease Buyback Scheme:
https://www.hdb.gov.sg/residential/living-in-an-hdb-flat/for-our-seniors/monetising-your-flat-for-retirement/lease-buyback-scheme
HDB Sales Proceeds Calculator:
https://homes.hdb.gov.sg/home/calculator/sale-proceeds
How to get $1 Million at 65 years old by CPF:
https://blog.seedly.sg/1m65-1-million-by-65-cpf/
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